Coverage lines

Coverage courses for every contractor trade.

Seven in-depth courses on the coverage lines every contractor needs to understand. Learn what it covers, what it doesn't, and get a real quote in 15 minutes.

Core coverage

General Liability

The foundational policy every contractor must carry — third-party bodily injury, property damage, and completed operations. Learn what it covers and what it doesn't.

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Workers' Compensation

Wage replacement and medical benefits for injured crew members. Learn class codes, experience mods, audit mechanics, and how to control your premium.

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Commercial Auto

Coverage for contractor vehicles, trucks, trailers, and hired/non-owned auto. When personal auto policies fall short — and how to structure your fleet coverage.

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Tools & Equipment

Inland marine coverage for contractor tools. Learn the difference between commercial property (which misses jobsite tools) and a proper tools floater.

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Professional Liability

Errors and omissions for design-build, consulting, and professional services. Learn why GL doesn't cover professional errors — and when you need both policies.

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Commercial Umbrella

Excess liability above GL, auto, and employers liability. Learn how umbrella stacks, what GC subcontracts require, and when higher limits are worth the cost.

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Surety Bonds

License bonds, performance bonds, and payment bonds — what they are, when they're required, and the critical difference between a bond and insurance.

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Ready to enroll in coverage?

Get a real quote in about 15 minutes. Contractor specialists. A-rated markets. All 50 states.

Get a free quote844-967-5247